UK Personal Loans - Homeowner Loans - Secured Loans - Unsecured Loans - Tenant Loans - Mortgages - Remortgages

Frequently Asked Questions

JUST THE FAQS

These are just nine of our common questions we get asked and we hope that the answers are there for a few questions you may be wanting asked.

1. How much can I borrow?
Our loans start at £5,000 and go up to £500,000.
It all depends on your available income and the amount of equity in your property.

2. What will it cost?
Your loan can be spread between 5 and 25 years.
Why not check our repayment guide to help you decide?

3. What can I use the money for?
You can use the money for virtually any purpose, whether it be a car, home improvements, a holiday or to pay off your existing credit commitments.

4. How long will a long take to arrange?
On average, loans are completed between 12-21 days.

5. Can I protect my repayments if I am ill or made redundant?
Yes, we offer an optional accident, sickness and redundancy package with all our lenders for your total peace of mind.

6. What if I want to settle the loan early?
You can do this at any time. The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.

7. What exactly are secured loans?
A secured loan allows you to turn some of the equity in your property into cash that you can use. The lender will place a charge on your property until the loan is repaid, just like a mortgage.

8. Is my application confidential?
Absolutely. We will not contact your employers, bank or other third party without your prior written authority.

9. Charges on a Tenant Application
We do not charge fees for people making an application for a tenant unsecured loan. There are companies with similar names to ours that do. If you have been charged a fee by such a company and you are unhappy with their service you maybe able to obtain their contact details from the bank or credit card company you used to make the payment.

 

Summary: Enquire Online

By completing an Enquiry Form you are under NO obligation and you will NOT be charged for making an application - it's FREE!

Homeowner Loans: If you are a UK Homeowner and looking for a Secured Loan then complete our Homeowner Enquiry Form
Tenant Loans: If you are a Council Tenant, Housing Association Tenant, Private Tenant or live with your Parents then complete our Tenant Enquiry Form.
Mortgages: Whether you are a first time buyer, require a remortgage or need a non status mortgage then complete our Mortgage Enquiry Form.